Personal lines insurance refers to policies designed to protect individuals and families against personal risks.  These coverages help you safeguard your home, car, income and other personal assets from unexpected losses like accidents, theft, or natural disasters.  It is important to note that Flood and Earthquake are not included and are separate options you can elect to purchase if desired or required.  Homeowners, Auto, Renters, Condo, Recreational Vehicles, Watercraft, Personal Umbrella and Pet Insurance are some of the most common lines of personal insurance coverages.

At Beacon Insurance Solutions, we understand that protecting your personal assets is a top priority. That's why we offer tailored personal insurance solutions designed to fit your needs and your budget.

As an independent agency, we're not tied to just one insurance company. Instead, we work with a variety of trusted carriers to find the right coverage at the most competitive rate -- without sacrificing protection.

Why Work With an Independent Agent?

     Choice:  We compare coverage options from multiple companies -- so you don't have to.

     Expertise:  We help you understand your coverage, not just the price.

     Customization:  Every policy is tailored to your lifestyle and risks.

     Ongoing Support:  We're here to review and adjust your coverage as your life changes -- not just at renewal time.

With so many online options today, it can be tempting to just pick the cheapest policy. But when the unexpected happens, having the right coverage in place matters more than saving a few dollars. We help you balance both -- affordability and protection -- so you can move forward with confidence.

We work with you to find you the best coverage options amongst all of our carrier choices saving you time

and guiding you to proper coverage solutions.